Small Personal Loans, Provided by Banks to Aid the customers have gone a log way to improve lives.
But have you heard of AGRI-BUSINESS SMALL and MEDIUM ENTERPRISES INVESTMENT SCHEME (AGSMEIS) ?
The Bankers Committee, an umbrella body of all commercial banks in Nigeria are in charge of raising this fund by setting aside 5% of profit every year.
The fund is domiciled with the CENTRAL BANK of Nigeria.
This loan is designed for people in the following sectors;
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To be eligible for this scheme, you need to be trained and certified by a Certified CBN accredited Enterprise Development center.
SMEDAN carries out this training in collaboration with some commercial banks. So check any of their offices in your state to find out more. I attended one of their training for this loan. It is usually 5 days training and very useful.
Other recognized training centers include, Lagos Business School, House of Tara, Thrive Agric and Fate Foundation.
To take advantage of this loan, kindly visit your Bank(s) for further inquiries.
Loan Tenure – 7 Years.
Interest Rate – 5%
Collateral – None.
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Duly Completed Application form
Bank Verification Number (BVN)
NOTE – YOUR BUSINESS PLANS SHOULD BE FEASIBLE AND REALISTIC, THIS IS VERY IMPORTANT. CLICK HERE TO LEARN HOW TO WRITE A BUSINESS PLAN