How To Protect Your Bank Account From Fraudsters

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How To Protect Your Bank Account From Fraudsters

How To Protect Your Bank Account From Fraudsters

Faceless Computer Hacker

How To Protect Your Bank Account From Fraudsters

How To Protect Your Bank Account From Fraudsters

Faceless Computer Hacker

We have heard stories of people loosing thousands and millions to internet fraudsters, a.k.a Yahoo Boys or local boys. These criminals come at you like friends, but all they want is to wreck our lives.

Although stories are bound, but we still hear fresh cases of bank scams. The other day, a student of G.O university Enugu, woke to an SMS from his bank, notifying him of a transaction that has cleared his savings.

 

There’s no doubt that internet Banking has made life easy for us.  With internet banking, we have access to our account each time. Transactions are done faster too. With this ease of transaction, comes the risks that accompanies it. Fraudsters employ many social engineering techniques to scam the unguarded customer. For this reason, you should learn how to protect your account.

 

Among the tactics used by these Fraudsters, is PHISHING. 

what is Phishing?

credit/debit card fraudsters

credit/debit card fraudsters

Phishing is simply, when you receive a call, sms or mail, that appears to be from your bank.  Such notifications try to convince you that they are from your bank.

They always come as an emergency.

They wont fail to give you a sense of urgency, they will always ask for those secret documents and numbers from your bank.

They can also send links, that give them a backdoor to access all the files on  your computer, Emails and Phone. They can be so real, they go the extra mile to send the mail with your bank letterhead, logo etc! Simply put, they try to be as real as your bank.

since they are this good, how then can you tell whether its a Phishing attempt or the real thing?

Also Read: How to invest in KEKE (TRICYCLE) business.

How to identify a Phishing/Scam attempt from Fraudsters.

  • They claim your ATM and Bank Account will be blocked if you don’t give certain information, which is meant to be known by you alone.
  • They will ask you to give certain information, in other to solve a problem
  • They will make enticing offers, ask you to click on links etc.
  • They will use generic names like “dear customer” instead of your name.
  • The messages have spelling errors and unusual fonts.
  • The URL is always different from your bank website.

How you can protect yourself. 

  • Always stay alert. That’s the most important thing to do. Be in touch to your Bank customer care always.
  • choose email subscribers that have strong anti spamming programes.
  • use strong passwords for your ATM, mobile banking etc.
  • Do not download your bank app from a site that is not your site.
  • Never share your security details to anyone. Even a staff of you bank.
  • Do not click unknown links. Do not click on websites that are not secure, and do not use HTTPS.
  • Visit your bank on issues you don’t understand.

SCAMMERS ALWAYS DEVISE NEW MEANS TO SCAM PEOPLE. ALWAYS BE CONSCIOUS.

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